Bus Accident Insurance Investigation

Answer:

I’ve been asked the question whether I think it’s a good idea, if you’ve been involved in a bus crash in Mississippi, to try to talk to the insurance company of the bus carrier on your own. Let me just tell you, whether you are in Mississippi, Louisiana, Tennessee, or wherever, anywhere in the country, it is never a good idea, if you’ve been injured in a bus wreck, a car wreck, any other kind of wreck or injury, to try to talk to the insurance company for the responsible party on your own. Please, just don’t do it.

You start out that conversation at a disadvantage. What I mean by that is that insurance adjuster you’re going to be talking to spends every day working on claims like that. They spend every day adjusting claims, and they come into that conversation with a lot more knowledge than people who don’t work on claims like that every day. They have special training. They have policies and procedures in their organization that are all built around investigating that claim and looking for ways to reduce the value of your claim or to figure out a way to deny liability on that claim altogether. They’re good at their jobs because they have training, and they have practice, and if you don’t do it on a daily basis, you’re automatically starting out at a disadvantage with them. Please, for your own sake, don’t do that.

I really do truly believe, and it is sound advice, if you have been in a bus crash in Mississippi or anywhere else, that’s just not a claim that you need to even for a moment entertain handling on your own. You need legal representation. The things that you should look for in seeking out an attorney to represent you on a claim is someone who does personal injury litigation on a daily basis, has experience litigating claims, and has experience litigating complex personal injury claims like bus crashes and 18-wheeler wrecks. These bigger catastrophic injury and death claims are very different than than other cases. By hiring an attorney with the right experience, the likelihood of you getting a fair settlement is going to be much better, much higher. The likelihood of you saying or doing something inadvertently that gives the insurance company or that defendant’s company an advantage over you in your claim, is going to be much lower, as well, because you will have someone involved from day one who knows how to litigate the claim, avoid the pitfalls and can help you maximize the value of your claim and get fair value.

Whether you’re in Mississippi or anywhere else, know that if you’ve been in a bus accident, you should not be dealing with the insurance company or the bus carrier on your own. At the Brad Morris Law Firm, we have had a good deal of success for clients on these cases, representing them in catastrophic injury and death litigation, including complex litigation involving commercial vehicles. If you or a loved one have been involved in a bus crash and you have questions, or you just want to sit down for a free consult to discuss your case, reach out to us by our website or give us a call. We will do our best to get you the help that you need.