Injured on a Residential Property

Answer:

We’re often asked, “What should I do if I’ve been injured on a residential property here in Mississippi?” The basic response to that is, if the injury occurred as the result of someone else’s wrongdoing or you believe there was wrongdoing involved, you should probably have that claim investigated with legal representation. There is potentially coverage for injuries on a residential property through the homeowner’s insurance, landlord’s insurance, or renter’s insurance, depending on what the situation is.

There also quite possibly – and we have seen these scenarios before – sometimes liability on third parties. For instance, if you’re injured from the collapse of a deck or patio, or some other malfunction in the building structure that wasn’t necessarily caused by the landowner but maybe by someone who did the construction or the work on it, that would be a form of third-party liability where very much so someone is responsible for that injury that happened to you. It didn’t just happen out of nowhere, it happened as a result of someone else’s wrongdoing and, therefore, under the law they’re responsible and liable for that, that maybe outside the landowner themselves. The only way you really get to the bottom of that is having competent legal counsel to really investigate the claim— to understand what the causes were, to understand where legal liability may or may not lie, and to understand what sources of compensation are out there, particularly in the form of insurance. That could be through a landowner’s policy or through some professional liability coverage or other forms of coverage. It’s hard to walk through all of that, to know what to look for or to know how to investigate it if you don’t do these things on a daily basis, and that’s where having competent legal representation really makes a difference. At the Brad Morris Law Firm, and we have extensive experience on premises liability claims. If you have questions or concerns about a potential claim that you or a loved one may have, just reach out to us. Call us or go on our website and we will do our dead level best to point you in the right direction, try to answer your questions, and try to get you the help that you need.