Slip And Fall Insurance Investigation

Answer:

We’ve been asked if it’s a good idea here in Mississippi to talk to the insurance adjuster or the insurance carrier for that responsible party on your own if you’re the victim of a slip and fall injury. We always emphatically advise you no. That does not just apply to premises liability claims but, really, any personal injury claim. It is in your best interest or your loved one’s best interest to have legal representation involved anytime you are dealing with an insurance adjuster or insurance carrier representing the other party. It’s a good idea to have legal counsel involved even if you’re dealing with your own insurance company on a claim, but that’s a different discussion for a different day.

When you are dealing with an insurance adjuster or insurance company who represents the other party, please understand you are starting the conversation at a disadvantage. Unless you’re an insurance adjuster yourself or work in the legal field where you’re handling claims in litigation on a daily basis, you don’t have nearly the experience, the training, or the background that that adjuster has. They handle claims like that all day, every day. They’ve been trained and they have the experience to look for ways to devalue your claim or reasons to deny it altogether. Oftentimes, when people try to do that on their own, they either dig themselves in a hole or they give that insurance company and adjuster ammunition that can later be used against them, and the victim, the future potential client doesn’t even realize that they’ve done that. It’s not intentional, and it’s not necessarily that they are doing something wrong, it’s just that they don’t understand the rules of evidence. They don’t understand how things can later be twisted against them or used to show contradiction in their statement. They don’t understand how claims are valued and how certain wording and information can be used to devalue a claim or deny liability. They’re just really at a disadvantage and you deserve, if you’ve been hurt by someone else’s wrongdoing, to be fully compensated for that. You deserve for them to pay for and make right that burden that has been put on you. Do yourself a favor and get the representation that you deserve on that claim so that it can be worked up from the beginning. Here at Brad Morris Law Firm, we have extensive experience with premises liability personal injury cases or what many people refer to as slip and fall claims. These types of cases are nuanced. You deserve representation that has experience with those and who has a track record of success with them. If you have questions about your claim or just need some guidance, reach out to us through our website or call us. We’ll try to get you on the right path, whatever that may be. We’ll try to answer your questions and get you on the right path for your claim.