After a commercial vehicle crash, you may be wondering if you should be talking to an insurance company after a truck accident. Watch this video now.
Should I talk to an insurance company after a truck accident?
On the subject of tractor trailer accidents, we are frequently asked by our clients, “Should I talk to an insurance company after a truck accident?” Most people want to get their claim over with and give the recorded statement that the insurance adjuster is requesting. I cannot emphasize enough just how of an idea that is for anyone that has been injured in a commercial vehicle wreck.
My advice: do not give a recorded statement to the insurance adjuster or to the trucking company without having legal counsel involved on your behalf. The problems arise in ways that may not be evident to the person giving the statement at that time. You need your rights to be protected. The most important thing to understand about whether to give a recorded statement is that the insurance company is not asking you to do this to help your claim. They’re asking you to give a recorded statement so they can later use it against you to de-value or deny your claim. The bottom line: they are not on your side—they are trying to help the trucking company. This is reason enough to not engage with them without qualified counsel helping you.
In the context of recorded statements, let me just clear a few things up — I’m not talking about giving a statement to the Highway Patrol or first responders. Obviously, you need to be entirely forthright with them in order to get the facts of your claim on record. I’m talking about the insurance adjuster or representative for the trucking company who will most likely call you after the accident.
One of the reasons you want to have counsel involved is because many of the questions are asked in a way that are designed to illicit a specific response. They can be very misleading. Here is an example: “Have you lost your job after the accident?” The injured person, who may still be in the hospital at the time, will answer “no” because they may not have reached full recovery yet and don’t know their circumstances. Later on, they may find out that they aren’t able to return to work because of their injuries. The insurance company will use your original response as a way to undercut your case.
The bottom line is that I am hard-pressed to think of any situation in which a victim of a Mississippi truck accident should give a recorded statement to the trucking company without having legal counsel involved. It’s just a bad idea. Please feel free to reach out to Brad Morris Law Firm if you or a loved one has been injured in a truck accident.
Were you or a loved one seriously injured in a commercial vehicle wreck and want to know if you should be talking to an insurance company after a truck accident?
Contact the experienced Mississippi truck accident lawyers at Brad Morris Law Firm, PLLC today for a free consultation and case evaluation.
Let our experience work for you.
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